[prplchknz]

well how are you with money? do you spend it or do you hoard it?

I'm an accidental hoarder, as in I always think I'm broke but really I have $500 and so I don't spend money except on netflix, groceries,cigs, video games, and i did just buy a kindle.

[telepariah]

I just posted about it here.

Basically, I learned a long time ago not to spend money if I don't have it. I thank my wife for guiding me in this. We have certain priorities -- expensive ones. I ski 50 days a year and she really loves to travel. We have been able to make it work on one income.

[da_gobbo]

im usually broke, though unless its an unexpected problem (motorbike breaking is the usual one(125cc in case anyones intersted)) i really hate debts, whne i do get thme i pay thme off asap, i dont bother with bank loans usually as i'll pay it off fast enough on a credit card for that to be cheaper

[Wellsy]

My parents say I could live on the smell of an oily rag. Soon as I start working they are gonna be loving life I can tell.
Because it'll be cutting down on the electricity bill im sure.
I dont like shopping and there isn't much I really want, if I had a couple hundred dollars I wouldnt know what to do with it and it'd stay in my bank account.

[Theodore]

Good at keeping it but terrible at making it.

[Firelily]

Whenever I have money I want to spend it and I find saving really hard. I also have a hard time resisting the urge to buy something I like in a shop. When I was younger I even got a little in debt because I discovered credit lol and I kinda went a bit mad on it.

Nowadays though I'm much better at dealing with money (I guess I've grown up) but still not great. My fiance is much better at money then I am so that has helped, cos I like I know that if I spend too much he'll have a go at me lol. Over the past couple years we have been saving to move so it has been quite hard for me. I dealt with not being able to spend money by just not going into shops (that way I wont occidentally buy something) besides seeing something you want when you know you can't have it is kind depressing.

[ethylester]

I don't have any debts and acquiring them just sounds so terrifying to me. I'm 32 and I only just got a credit card about a year ago. My mom insisted that I get one. I don't understand the point of a credit card. You use it all month and then you pay it off at the end? Why not just spend the money right at the time of purchase? What is the point of waiting 30 days to spend the money? It sounds too risky too me. That's why I only use my credit card at the gas station and never anywhere else.

With that said, I don't make a ton of money and I haven't been able to save money for the past 3 or 4 months and it's started to bug me. I want to at least break even and I haven't been doing that. I don't know what I'm doing wrong. It's concerning to me, especially since I'm having a kid in Sept. I need to save money but I am having a hard time with it right now. I don't even buy anything besides food and pay the bills. So that's why I don't understand.... Well and my husband needs to get a better job and start making more money. .,.. but that's a different subject altogether!

[La Li Lu Le Lo]

I'm a miser. That's not to say I hate spending money...I just don't. I never spend large amounts of money at once, even if it wouldn't harm me.

[jennandtonic]

I always think I'm worse with money than I really am. Every time I get my credit card statement (I pay it off every month, I don't have running debt) I always think "you need to stop spending so much!" But then I look at my bank statement and realize I'm actually a miser.

One thing I've always been terrified of is being homeless; regardless of how much I make I have vowed to myself to never, ever be worried about where I'm going to live so before I spend money on "wants" I always have to be sure I have enough to make it through the next few months.

[Sily]

Ahhhh.. wish I had more of it!

My ISFJ Husband manages all my money -- we have separate checking accounts, but he writes down all deductions in my check register, we usually do this once a week, just finished it a little bit ago actually. I give him a check twice a month and he pays all the bills with his money and my money combined. It goes like this: I make some money, I give him some money, he pays the bills. He's *like*my Pimp Daddy manager.